Financial Schemes - Crystal Xrbia
Flats in CHEMBUR CENTRAL - Crystal Xrbia

Financial Scheme

1. No-Income Proof Home Loan Scheme

180 Month EMI @ 12% Interest PA
Milestone % Due
Down Payment 10.00%
Balance 90% 180 months EMI
Rate of Interest 12.00%
EMI Due Date 10th day of every month

*VAT, Service Tax, Stamp Duty, Registration Changes and Legal Charges to be paid along with Down Payment

Loans are offered to customers who may not be able to submit income proof document particularly those who are from the informal sector. However, as a precondition to sanction, applicants will be asked for proof of residence; a 12 month bank statement and a no-banking-default declaration.

Our Social Purpose
In expanding access to housing finance to those in the informal sector. The ‘No-Income-Proof’ Home Loan Scheme can be life-changing for those denied house ownership. The benefits include increased household stability, safer living conditions and reduced costs. Children will have a stable environment more conducive to learning and will be less likely to develop health problems caused by poor ventilation as well as other preventable illnesses. Society as a whole will benefit from safer buildings as well as a more productive and healthier workforce. Innovation in housing finance is one way in which we can alleviate the burden on those employed in the informal sector.

2. 2% Down Payment Home Loan Scheme

Home Loan
Milestone % Due Customer Contribution Bank Contribution
Down Payment 2% 2% 0%
Within 20 days 28% 0% 28%
Plinth 15% 0% 15%
1st Slab 12% 0% 12%
5th Slab 7% 0% 7%
9th Slab 7% 0% 7%
13th Slab 7% 0% 7%
17th Slab 7% 7% 0%
21th Slab 7% 7% 0%
Structure 5% 4% 1%
Possession 3% 0% 3%

* VAT, Stamp Duty, Registration charges and Legal Charges to be paid along with Down Payment
**Service Tax to be paid as demanded by Developer

Various housing finance companies have offered attractive Scheme loan with initial payments as low as 2%. For details on all Scheme please call 022 61320191

3. Zero % Interest scheme

48 month Easy EMI @ 0% interest
Milestone % Due
Down Payment 10.00%
Balance 90% 48 months EMI
Rate of Interest 0.00%
EMI Due Date 10th day of every month

*VAT, Stamp Duty, Registration Charges and Legal Charges to be paid along with Down Payment
**Service Tax to be paid as demanded by Developer

Under this scheme the customer pays a 10% down payment and EMIs for 48 months without interest. For details on this Scheme please call: 022 61320191

4. Self Funding Financing

Self Funding (Construction Linked)
Milestone % Due Due date
Down Payment 10% Within 7 days
Agreement 10% Within 30 days
Plinth 15%
1st Slab 10%
5th Slab 10%
9th Slab 10%
13th Slab 10%
17th Slab 10%
21th Slab 5%
Structure 7%
Possession 3%

** VAT, Stamp Duty, Registration charges and Legal Charges to be paid along with Down Payment
** Service Tax to be paid as demanded by Developer

Under this scheme the customer pays a 10% down payment and EMIs for 48 months without interest. For details on this Scheme please call: 022 61320191

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